Billing FAQ How secure are payments on Textmagic website? What is a Pay-As-You-Go billing model? Do you offer post-pay contracts? How can I make a payment? What is Auto-recharge and how does it work? Do you send balance alerts when my balance runs low? Do you keep credit card details on file? Will I be charged VAT? How am I charged when I send text messages? How do I pay for a dedicated number and Sender ID subscriptions? What is your refund policy?